Buying Property in Dubai

Buying property in Dubai is a strategic decision that demands clarity, planning, and access to the right information. The right information, at the right time, is critical. At Key One, we provide clarity and confidence at every stage of the journey. From market understanding to final transfer, our team ensures that you make informed decisions backed by expert insight and real-time knowledge of Dubai's dynamic real estate landscape.

A strong foundation begins with understanding the landscape. From pricing trends to location dynamics, being well-informed empowers you to make sound decisions. We help you carry out your due diligence, interpret data, and assess value with precision.

Every buyer has different goals. Some prioritise lifestyle, others long-term yield. That's why we encourage early exploration of Dubai's communities.

Equally important is knowing what type of property suits your needs. Apartments, townhouses, and villas each offer different investment profiles, and average prices vary widely across locations. As a well-established agency with deep market knowledge, Key One provides the clarity you need to identify suitable opportunities.

In Dubai, there is no recurring property tax, but buyers should be aware of several upfront and ongoing costs. Beyond the property value, government fees such as Dubai Land Department (DLD) registration and mortgage registration apply. Additional expenses may include agent commissions, legal and conveyancing fees, mortgage arrangement charges, and property valuation costs.

Ongoing costs, such as service charges, insurance, and home maintenance, also merit consideration. Our advisors will walk you through every financial obligation so you can plan confidently and avoid unexpected outlays.

For off-plan purchases, it is essential to consider the reputation of the developer. Review their delivery history, the quality of previous projects, and client feedback. A credible developer brings reliability, legal transparency, and stronger resale value. We conduct all necessary background checks to safeguard your interests.

Dubai's real estate market is governed by the Real Estate Regulatory Agency (RERA), which ensures that all transactions follow strict legal and ethical standards. Foreign nationals are permitted to purchase freehold property in designated areas without needing residency in the UAE. We provide full guidance on legal formalities, compliance, and ownership rights so you can proceed with certainty.

It is wise to consider the long-term appeal of your property from the outset. Factors such as community development, infrastructure plans, maintenance standards, and layout efficiency all affect future marketability. Our strategic advice ensures you invest with both the present and the future in mind.

Once you've selected a property, a Memorandum of Understanding (MoU), known as Form F, is signed. At this stage, a 10% deposit is typically paid. If you are buying with a mortgage, pre-approval from a bank will be required, along with a formal property valuation.

Ownership is transferred at the Dubai Land Department or an authorised trustee office. If you are based overseas, a Power of Attorney can be assigned to manage the process on your behalf. Government transfer fees are generally around 4% of the property value, alongside standard agent commissions and administrative charges.

After the transfer is complete, the title deed is issued, and you become the legal owner of the property.

For buyers investing AED 2 million or more, the property may qualify you for the UAE Golden Visa, offering long-term residency and added benefits for you and your family.